Freelancer money & business tools
Every tool here is free, needs no account, and runs entirely in your browser. Pick the one that matches the question you're trying to answer.
Hourly Rate Calculator
Find the hourly rate you need to charge from your take-home goal, costs, tax and billable hours, then check what you actually earn per hour worked.
Word Counter & Writing Quote
Count words, characters and reading time, strip pasted formatting, then price the piece per word and see what it pays per hour. Text never leaves your browser.
Invoice Generator
Create a professional invoice and download it as a PDF to send to your client. Free, no sign-up, no watermark, and your draft never leaves your device.
Invoice Number Generator
Build a consistent invoice-number format, then track each client's sequence in your browser — with automatic gap and duplicate detection and a CSV export.
Margin & Markup Calculator
Find profit margin and markup from a cost and price, or set a price from a target margin, with a table of common markups (30%, 40%, 50%) and margins.
Subcontractor Markup Calculator
Work out what to bill a client when you subcontract part of a job. Add each sub's cost and your own hours, set a target markup or margin, and compare scenarios.
Self-Employment Tax Calculator
Estimate U.S. self-employment tax on 1099 or freelance profit for 2025, 2026 or 2027: Social Security, Medicare, the deductible half and your quarterly share.
Break-Even Calculator
Find the number of sales, projects or billable hours you need to cover your costs - plus the volume to hit a target profit. Free break-even calculator.